Quick answer
Gifts With Crypto is a CoinGate Gift Cards alternative that sells every card at face value. On 14 October 2026, five comparable CoinGate cards ran from −3.00% to +11.00% versus face value, median +4.46%. A US$20 Steam card cost US$22.20 there; ours costs US$20.00. CoinGate may require KYC above €700. We ask none up to US$1,000 per order, in BTC, USDT, USDC, ETH, SOL or LTC.
CoinGate vs Gifts With Crypto: prices, limits and coins
| Gifts With Crypto | CoinGate Gift Cards | |
|---|---|---|
| Markup observed on 14 Oct 2026 | 0% (face value) | −3.00% to +11.00%, median +4.46% (5 cards) |
| KYC | None up to US$1,000 per order | May be required above €700 (terms § 11.3) |
| Crypto payment range | US$1,000 per order without KYC | €3 to €2,500 |
| Account needed | Yes: code delivered in your account | No: guest checkout by email |
| Coins and networks | 6: BTC, USDT (TRC-20, ERC-20), USDC (ERC-20), ETH, SOL, LTC | "70+ coins"; USDT on ERC-20 or TRC-20; USDC on Ethereum |
| Lightning | No | Yes |
| Stated delivery time | Within 24 hours of payment confirmation | "Instant delivery"; claim usually under a minute after confirmation |
| Refund policy | Full refund in the same crypto if we cannot deliver | Failed orders refunded after review, not in USDT; delivered cards non-refundable |
| Catalogue size (stated) | — | 6,000+ brands in 90+ countries |
Prices checked on
CoinGate prices observed on 14 Oct 2026; policies read on its help centre, terms and gift card page on 21 Oct 2026. Network fees excluded.
CoinGate prices vs face value, card by card
| Card | Face value | CoinGate price | Markup | Gifts With Crypto price |
|---|---|---|---|---|
| Steam US | US$20 | US$22.20 | +11.00% | US$20.00 |
| Netflix US | US$15 | US$16.50 | +10.00% | US$15.00 |
| Amazon US | US$50 | US$52.23 | +4.46% | US$50.00 |
| Google Play US | US$25 | US$24.77 (promotion) | −0.92% | US$25.00 |
| PlayStation US | US$50 | US$48.50 (promotion) | −3.00% | US$50.00 |
| Amazon Germany | €50 | US$57.94 (priced in USD) | — | €50.00 |
| Apple US | US$25 | Out of stock | — | US$25.00 |
Prices checked on
Promotions as shown: Google Play 2% off US$25.28, PlayStation 3% off US$50.00. Amazon Germany was priced in USD, so no markup.
How much does CoinGate charge above face value?
From 3.00% below to 11.00% above face value, depending on the card. Steam US topped the list on 14 October 2026: US$22.20 for a US$20 card. Netflix US was +10.00% and Amazon US +4.46%.
Promotions put two cards under face value that day: PlayStation US at US$48.50 and Google Play US at US$24.77. On those two, CoinGate was less expensive than us. All rows sit in the fee index.
Does CoinGate ask for KYC?
It may, above €700 per purchase, under § 11.3 of its terms. Larger crypto payments can also trigger a Travel Rule form: full name, country of residence and date of birth.
CoinGate needs no account, only an email address. We deliver codes to your account and ask no KYC up to US$1,000 per order. See our no-KYC page.
Where is CoinGate stronger?
- Lightning. Accepted, with near-instant confirmation. We take BTC on-chain only, with 2 confirmations.
- Payment choice. 70+ coins plus Visa, Mastercard, Apple Pay, Google Pay and SEPA. We take six coins.
- Speed. After confirmation, claiming a code usually takes under a minute.
- Range. 6,000+ brands in 90+ countries, plus mobile top-ups.
- Promotions. Two reference cards sold below face value on 14 October 2026.
Where is Gifts With Crypto stronger?
- Same price as the card. A US$20 Steam card is US$20.00 and a US$15 Netflix card is US$15.00. CoinGate added 11.00% and 10.00%.
- More room without KYC. US$1,000 per order, against a possible check above €700.
- USDT refunds. Paid but undeliverable? We return the full amount in the coin you sent, USDT included. CoinGate no longer refunds in USDT, citing MiCA.
- Time to pay. Our invoice lasts 30 minutes; CoinGate's typically last 15–20.
CoinGate or Gifts With Crypto: which should you pick?
Choose Gifts With Crypto if you buy Steam, Netflix or Amazon cards and want to pay exactly face value. It suits on-chain payers who accept delivery within 24 hours of confirmation. See our prices.
Choose CoinGate if you want Lightning, a bank card, one of its 70+ coins or a code within minutes. Promotions can also beat face value there, as on PlayStation US (−3.00%).
CoinGate alternative: common questions
Is CoinGate more expensive than face value?
On three of five cards, yes. On 14 October 2026 it charged +11.00% on Steam US, +10.00% on Netflix US and +4.46% on Amazon US. PlayStation US and Google Play US were below face value on promotion. Our markup is 0%.
Can I pay CoinGate with Lightning?
Yes. CoinGate's help centre lists Lightning, with fees typically under a cent. Gifts With Crypto takes Bitcoin on its main chain only, with 2 confirmations. Our Bitcoin page walks through it.
How much can I spend on CoinGate without KYC?
Its terms flag a possible KYC procedure once a purchase passes €700. A crypto payment can run from €3 to €2,500. Gifts With Crypto accepts orders up to US$1,000 each without KYC.
Can I get a CoinGate refund in USDT?
No. CoinGate asks for a USDC, Bitcoin or other wallet instead, and delivered cards are non-refundable under its terms. If we cannot deliver a paid order, we refund it in the same crypto, USDT included (refunds).
Which is faster, CoinGate or Gifts With Crypto?
CoinGate. Its code is usually claimable within a minute of confirmation, though on-chain Bitcoin may take 10–30 minutes to confirm at busy times. We deliver within 24 hours of payment confirmation, into your account.
Sources (20)
- Buy Gift Cards Online — CoinGate Gift Cards (2026-10-21)
- Terms and Conditions for Gift Cards | CoinGate Gift Cards — CoinGate Gift Cards (2026-10-21)
- What are the spending limits for various payment methods? — CoinGate Gift Cards (2026-10-21)
- Can I pay with Bitcoin Lightning Network on CoinGate Gift Cards? — CoinGate Gift Cards (2026-10-21)
- Which cryptocurrencies does CoinGate Gift Cards accept? — CoinGate Gift Cards (2026-10-21)
- How to pay with USDT or USDC on CoinGate Gift Cards? — CoinGate Gift Cards (2026-10-21)
- When do I receive my gift card after paying? — CoinGate Gift Cards (2026-10-21)
- Do I need an account to buy a gift card on CoinGate? — CoinGate Gift Cards (2026-10-21)
- I Am Paying with Crypto and I Have to Fill in the Form with My Personal Information — CoinGate Gift Cards (2026-10-21)
- What happens if my crypto payment invoice expires? — CoinGate Gift Cards (2026-10-21)
- I Paid with Cryptocurrency. How Do I Request a Refund? — CoinGate Gift Cards (2026-10-21)
- Why Can't I Get My Refund in USDT? — CoinGate Gift Cards (2026-10-21)
- CoinGate: Steam US gift card — CoinGate Gift Cards (2026-10-14)
- CoinGate: Netflix US gift card — CoinGate Gift Cards (2026-10-14)
- CoinGate: Amazon US gift card — CoinGate Gift Cards (2026-10-14)
- CoinGate: Google Play US gift card — CoinGate Gift Cards (2026-10-14)
- CoinGate: PlayStation US gift card — CoinGate Gift Cards (2026-10-14)
- CoinGate: Amazon Germany gift card — CoinGate Gift Cards (2026-10-14)
- CoinGate: Apple US gift card — CoinGate Gift Cards (2026-10-14)
- Crypto gift card fee index (14 Oct 2026) — Gifts With Crypto (2026-10-21)
Pay the number printed on the card
US$20 of Steam credit for US$20. Six coins accepted, no KYC up to US$1,000 per order.