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Pay with Bitcoin

How to pay for a gift card with Bitcoin (BTC)

Last updated: · 4 min read

Quick answer

Pay for a gift card with Bitcoin: send the exact BTC amount on the Bitcoin network within the 30-minute invoice; 2 confirmations (about 20 minutes); typical fee 140–420 sats, about US$0.12–0.36 (checked 21 Oct 2026); code delivered within 24 hours of confirmation; no KYC up to US$1,000. Gifts With Crypto sells every card at face value.

Bitcoin payment facts

NetworkBitcoin mainnet, on-chain only (no Lightning)
Confirmations we require2, about 20 minutes (blocks average 10 minutes)
Typical network fee1–3 sat/vB × ~140 vB = 140–420 sats ≈ US$0.12–0.36 (21 Oct 2026)
Exchange withdrawal feeKraken and OKX 0.000015 BTC (US$1.27), Binance 0.00002 BTC (US$1.69)
Address formatsbc1… (SegWit), 1… (legacy), 3… (script)

How much does it cost to pay a gift card with Bitcoin?

A Bitcoin payment cost 140–420 sats, about US$0.12–0.36, on 21 Oct 2026. At 18:29 UTC, mempool.space recommended 1 sat/vB for confirmation within 30 minutes and 3 sat/vB for the next block. A normal payment with one input and two outputs (payment plus change) weighs about 140 vB.

The Bitcoin fee depends on transaction size in vbytes, not on the BTC amount. A wallet holding many small coins (UTXOs) builds a bigger transaction and pays more.

Rates move by the hour: blocks 972,515 to 972,517 cleared at median rates of 5.4, 3.2 and 2.0 sat/vB. Compare every coin in our network fee table.

How long do 2 Bitcoin confirmations take?

About 20 minutes on average. Bitcoin.org says blocks arrive approximately every 10 minutes, but one block can take 1 minute or 40. A fee rate below what miners currently prioritise delays the first confirmation further. Your order counts as paid at the 2nd confirmation, and the code lands in your account within 24 hours.

Should I pay from an exchange or my own Bitcoin wallet?

Your own wallet is far cheaper. Exchanges charged 0.000015–0.00002 BTC (US$1.27–1.69) per withdrawal on 21 Oct 2026, 3.5 to 14 times the on-chain fee.

From an exchange, choose the network named Bitcoin. Binance's BTC menu also lists BNB Smart Chain (BEP20), Ethereum (ERC20) and Lightning Network. Kraken's adds kBTC on Ethereum, OP Mainnet, Ink and Unichain. None of those reaches a Bitcoin invoice.

Exchanges usually deduct their fee from the amount you type, so add it on top. Minimums: 0.0001 BTC at Binance and OKX, 0.000218 BTC at Kraken.

What mistakes stop a Bitcoin payment from counting?

  • Lightning: only on-chain BTC can settle the invoice.
  • Wrapped BTC: WBTC, kBTC, or BTC withdrawn on BEP20 or ERC20, are tokens on other networks.
  • Bitcoin Cash or Bitcoin SV: different coins on their own chains.
  • A 0.1–0.2 sat/vB fee: mempool.space's economy and minimum rates at 18:38 UTC. At those rates the first confirmation can take hours.

Pay with Bitcoin in 5 steps

  1. Choose a card

    Pick brand, country and value in the gift card catalogue.

  2. Select BTC · Bitcoin

    The invoice shows the exact BTC amount, a Bitcoin address and a 30-minute timer.

  3. Set the fee

    Use at least mempool.space's 30-minute rate (1 sat/vB on 21 Oct 2026). On an exchange, pick the Bitcoin network and add its fee.

  4. Send the exact amount

    Check the address's first and last characters, send before the timer ends and keep the txid.

  5. Wait for 2 confirmations

    After about 20 minutes the order is paid; your code arrives within 24 hours.

Bitcoin payment questions

Can I pay for a gift card with Bitcoin Lightning?

No. Gifts With Crypto accepts BTC on the Bitcoin network only. If your wallet offers both, choose the on-chain option (a bc1, 1 or 3 address), not a Lightning invoice.

What is the Bitcoin network fee for a gift card payment?

On 21 Oct 2026 a typical payment cost 140–420 sats, about US$0.12–0.36: 1–3 sat/vB from mempool.space × a 140 vB transaction. The fee goes to miners and is the same for a US$10 or a US$1,000 card.

How many confirmations does Gifts With Crypto need for BTC?

Two. With Bitcoin blocks averaging 10 minutes, that takes about 20 minutes, sometimes longer. The 24-hour delivery window starts at the 2nd confirmation.

What if my Bitcoin payment is stuck unconfirmed?

Raise the fee with Replace-By-Fee (RBF) if your wallet supports it, or use a child-pays-for-parent bump. Email [email protected] with your order number and txid; we reply within 24 hours. If we cannot deliver after a confirmed payment, you get a full refund in BTC.

Sources (checked 21 Oct 2026) (10)
  1. Recommended fees API (sat/vB) — mempool.space (2026-10-21)
  2. Precise fees API (economy and minimum rates) — mempool.space (2026-10-21)
  3. Recent blocks API (median fee rates) — mempool.space (2026-10-21)
  4. FAQ - Bitcoin (Why do I have to wait for confirmation?) — Bitcoin.org (2026-10-21)
  5. Some things you need to know — Bitcoin.org (2026-10-21)
  6. BIP 173: Base32 address format for native v0-16 witness outputs — Bitcoin BIPs (2026-10-21)
  7. Crypto Deposit & Withdrawal Fees — Binance (2026-10-21)
  8. Cryptocurrency withdrawal fees and minimums — Kraken (2026-10-21)
  9. Crypto Withdrawal Fees & Supported Tokens (United States) — OKX (2026-10-21)
  10. CoinGecko API: simple/price (BTC at US$84,704, 18:29 UTC) — CoinGecko (2026-10-21)