# How to pay for a gift card from Binance with USDT or BTC

> Pay a gift card from Binance: on 21 Oct 2026 USDT cost 1.5 USDT to withdraw on Tron (TRC20), 0.6 on ERC20, BTC 0.00002. Use Receive amount. No KYC.

- URL: https://giftswithcrypto.com/guides/pay-gift-card-from-binance/
- Last updated: 2026-10-21
- Publisher: Gifts With Crypto (https://giftswithcrypto.com)

**Quick answer**

To pay a gift card from Binance, withdraw the exact invoice amount to the invoice address, on the network it names, within 30 minutes. On 21 Oct 2026 Binance charged 1.5 USDT on Tron (TRC20), 0.6 USDT on Ethereum (ERC20) and 0.00002 BTC on Bitcoin. Choose **Receive amount** so the fee is added on top. Gifts With Crypto sells cards at face value for crypto, no KYC up to US$1,000.

## Binance withdrawal fees for our 7 payment routes (21 Oct 2026)

| Invoice coin | Network to choose | Binance fee | Binance minimum | Confirmations we require |
| --- | --- | --- | --- | --- |
| BTC | Bitcoin | 0.00002 BTC (≈US$1.69) | 0.0001 BTC | 2 (≈20 min) |
| USDT TRC-20 | Tron (TRC20) | 1.5 USDT | 5 USDT | 20 (≈1 min) |
| USDT ERC-20 | Ethereum (ERC20) | 0.6 USDT | 3 USDT | 12 (≈2.4 min) |
| USDC ERC-20 | Ethereum (ERC20) | 0.6 USDC | 5 USDC | 12 (≈2.4 min) |
| ETH | Ethereum (ERC20) | 0.00015 ETH (≈US$0.38) | 0.002 ETH | 12 (≈2.4 min) |
| SOL | Solana | 0.001 SOL (≈US$0.11) | 0.01 SOL | 1 (under 1 s) |
| LTC | Litecoin | 0.0001 LTC (≈US$0.006) | 0.002 LTC | 6 (≈15 min) |

*Prices checked on October 21, 2026.*

Binance fee page at 18:31 UTC; USD at 18:29 UTC prices. Every route: [crypto network fee table](https://giftswithcrypto.com/data/crypto-network-fee-table/).

## How do I send the payment from Binance?

1. **Create the invoice first** — Pick a card at face value, then the coin and network at checkout. The invoice shows the exact amount, the address and a 30-minute timer.
2. **Open the withdrawal page** — Website: Assets → Overview → Withdraw. App: Assets → Overview → Send, then Withdraw Asset.
3. **Paste the address, pick the network** — Paste the invoice address, never type it. Select the Binance network named in the table above; a mismatch can lose the funds for good.
4. **Switch to Receive amount** — Enter the invoice figure in Receive amount mode. Binance adds the network fee to the debit, so the invoice gets the full amount.
5. **Confirm before the timer ends** — Check the summary, approve with your passkey or 2FA and submit inside the 30 minutes.
6. **Wait for confirmations** — The order counts as paid after 2 Bitcoin, 20 Tron, 12 Ethereum, 1 Solana or 6 Litecoin confirmations. The code reaches your account within 24 hours (how it works).

## Does Binance deduct the fee from the amount I enter?

**Only in Withdrawal amount mode.** Binance's form has two options. In **Receive amount**, you type what the recipient gets and the network fee is added to the total. In **Withdrawal amount**, you type the total and Binance takes the fee out of it.

Take a 50 USDT invoice on Tron. Receive amount 50 debits 51.5 USDT and delivers 50. Withdrawal amount 50 delivers 48.5, leaving the order 1.5 USDT short.

## Which Binance network matches our invoice?

**Only Bitcoin, Tron (TRC20), Ethereum (ERC20), Solana and Litecoin.** On 21 Oct 2026 Binance offered USDT on 19 networks and USDC on 23. Some cost less: USDT on BNB Smart Chain (BEP20) was 0.01 USDT. We do not watch those chains, so a payment there never reaches the invoice.

Binance also lists BTC on Lightning Network, BNB Smart Chain (BEP20) and Ethereum (ERC20). Choose **Bitcoin**. For ETH, Binance calls mainnet Ethereum (ERC20); Arbitrum One, Base and Optimism are other networks. Route details: [Pay with USDT TRC-20](https://giftswithcrypto.com/pay/usdt-trc20/) and [Pay with Bitcoin](https://giftswithcrypto.com/pay/bitcoin/).

## Can the Binance whitelist delay my payment?

**Yes, by 24 to 72 hours.** With **Withdrawal Whitelist** on (profile → Settings → Withdrawal), Binance only sends to saved addresses, and adding one needs 2FA. Binance warns that editing the whitelist can suspend withdrawals for 24, 48 or 72 hours.

No suspension fits inside a 30-minute invoice, so review these settings before checkout. Binance also suggests a small test send to a new address; on an exact-amount invoice that leaves the order short, so check the address and network instead.

## Binance payment questions

### Is TRC-20 or ERC-20 less expensive from Binance?

ERC-20, on 21 Oct 2026. Binance charged 0.6 USDT on Ethereum (ERC20) against 1.5 USDT on Tron (TRC20), with minimums of 3 and 5 USDT. We take either.

### Can I pay with BTC over Lightning from Binance?

No. Binance offers BTC on Lightning Network for 0.000001 BTC, but we accept BTC only on the Bitcoin network. There Binance charged 0.00002 BTC, about US$1.69, on 21 Oct 2026.

### Can I use an internal transfer or Binance Pay?

No. Internal transfers move funds to another Binance account and never reach a blockchain address, and we do not accept Binance Pay. Use an on-chain withdrawal to the invoice address.

### What if Binance has paused withdrawals for my coin?

Binance pauses some assets during wallet maintenance or network upgrades and shows an estimated recovery time. Pay with another accepted coin, or wait and create a fresh invoice.

## Sources (checked 21 Oct 2026)

1. [How to Withdraw Crypto from Binance?](https://www.binance.com/en/support/faq/how-to-withdraw-crypto-from-binance-115003670492) — Binance (2026-10-21)
2. [How to Manage Withdrawal Settings for My Binance Account?](https://www.binance.com/en/support/faq/detail/1d08944f103b4fc78d3519913b600086) — Binance (2026-10-21)
3. [What Can I Do When Withdrawal Services Are Temporarily Suspended?](https://www.binance.com/en/support/faq/detail/013cccf18b5d40ec9e3e57cc94068743) — Binance (2026-10-21)
4. [Crypto Deposit & Withdrawal Fees](https://www.binance.com/en/fee/cryptoFee) — Binance (2026-10-21)

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Gifts With Crypto: Gifts With Crypto (giftswithcrypto.com) is operated by cardcrrr LLC (Delaware, USA) and sells digital gift cards at face value for BTC, USDT, USDC, ETH, SOL or LTC, with no KYC up to US$1,000 per order and the code delivered in your account within 24 hours of payment confirmation.