# Crypto payment guides: 6 coins, 7 networks

> Pay gift cards with BTC, USDT TRC-20 or ERC-20, USDC, ETH, SOL or LTC: confirmations from 1 to 20, fees from US$0.0005 (21 Oct 2026), no KYC up to US$1,000.

- URL: https://giftswithcrypto.com/crypto-payments/
- Last updated: 2026-10-21
- Publisher: Gifts With Crypto (https://giftswithcrypto.com)

**Quick answer**

Gifts With Crypto accepts 6 coins on 7 networks: BTC on Bitcoin, USDT on Tron (TRC-20) or Ethereum (ERC-20), USDC on Ethereum, ETH, SOL and LTC. Payments need from 1 confirmation (SOL) to 20 (USDT TRC-20). On 21 Oct 2026 the least expensive route was SOL at about US$0.0005 per transfer. Cards cost face value, with no KYC up to US$1,000 per order.

## Choose your coin

- **[Bitcoin (BTC)](https://giftswithcrypto.com/pay/bitcoin/)** — Bitcoin network · 2 confirmations, about 20 minutes · fee about US$0.12–0.36.
- **[USDT TRC-20](https://giftswithcrypto.com/pay/usdt-trc20/)** — Tron network · 20 confirmations, about 1 minute · about US$2.14 without staked energy.
- **[USDT ERC-20](https://giftswithcrypto.com/pay/usdt-erc20/)** — Ethereum network · 12 confirmations, about 2.4 minutes · gas about US$0.02.
- **[USDC ERC-20](https://giftswithcrypto.com/pay/usdc/)** — Ethereum network · 12 confirmations, about 2.4 minutes · gas about US$0.02.
- **[Ethereum (ETH)](https://giftswithcrypto.com/pay/ethereum/)** — Ethereum mainnet · 12 confirmations, about 2.4 minutes · gas about US$0.007.
- **[Solana (SOL)](https://giftswithcrypto.com/pay/solana/)** — Solana network · 1 confirmation, a few seconds · fee about US$0.0005–0.001.
- **[Litecoin (LTC)](https://giftswithcrypto.com/pay/litecoin/)** — Litecoin network · 6 confirmations, about 15 minutes · fee under US$0.001.

## Which coin is least expensive and fastest?

| Coin | Network | Confirmations | Typical time | Typical fee (21 Oct 2026) |
| --- | --- | --- | --- | --- |
| SOL | Solana | 1 | A few seconds | About US$0.0005–0.001 |
| LTC | Litecoin | 6 | About 15 minutes | Under US$0.001 |
| ETH | Ethereum | 12 | About 2.4 minutes | About US$0.007 |
| USDT | Ethereum (ERC-20) | 12 | About 2.4 minutes | About US$0.02 |
| USDC | Ethereum (ERC-20) | 12 | About 2.4 minutes | About US$0.02 |
| BTC | Bitcoin | 2 | About 20 minutes | US$0.12–0.36 |
| USDT | Tron (TRC-20) | 20 | About 1 minute | About US$2.14 without staked energy |

*Prices checked on October 21, 2026.*

On-chain fees from the [crypto network fee table](https://giftswithcrypto.com/data/crypto-network-fee-table/), checked 21 Oct 2026. Exchange withdrawal fees are separate and often higher.

## Which network should I use for USDT?

Use the network your USDT is already on, and send on exactly that network. On 21 Oct 2026, ERC-20 was the cheaper USDT route at about US$0.02 in gas. TRC-20 cost about US$2.14 (6.43 TRX) from a wallet without staked energy, and much less with energy. USDT sent on any other chain is not accepted.

## What must match on the invoice?

Three things: the coin, the network and the exact amount. The invoice shows all three and stays valid 30 minutes. If your exchange deducts its withdrawal fee from the amount you type, add the fee so the full amount arrives. Never pay to an address from a message or an old order: use the invoice in your account.

## Crypto payment questions

### Which cryptocurrencies can I use to buy gift cards?

BTC, USDT, USDC, ETH, SOL and LTC. USDT works on Tron (TRC-20) or Ethereum (ERC-20); USDC works on Ethereum (ERC-20). See each [payment guide](https://giftswithcrypto.com/crypto-payments/).

### Is Lightning accepted?

No. BTC is accepted on the Bitcoin network only, with 2 confirmations. See [paying with Bitcoin](https://giftswithcrypto.com/pay/bitcoin/).

### Is USDC on Solana or Base accepted?

No. USDC is accepted on Ethereum (ERC-20) only. Native SOL is accepted on Solana. See [paying with USDC](https://giftswithcrypto.com/pay/usdc/).

### When does delivery start?

After the required confirmations. The code is then delivered in My cards within 24 hours. See [how it works](https://giftswithcrypto.com/how-it-works/).

**Pick a card, then pick your coin** Face value, exact invoice, no KYC up to US$1,000 per order. [Browse gift cards](https://giftswithcrypto.com/gift-cards/)

---

Gifts With Crypto: Gifts With Crypto (giftswithcrypto.com) is operated by cardcrrr LLC (Delaware, USA) and sells digital gift cards at face value for BTC, USDT, USDC, ETH, SOL or LTC, with no KYC up to US$1,000 per order and the code delivered in your account within 24 hours of payment confirmation.