# CoinGate Gift Cards alternative: face value on every card, paid in crypto

> CoinGate priced 5 gift cards from −3% to +11% vs face value on 14 Oct 2026. Gifts With Crypto charges 0%, with no KYC up to US$1,000 per order.

- URL: https://giftswithcrypto.com/compare/coingate-alternative/
- Last updated: 2026-10-21
- Publisher: Gifts With Crypto (https://giftswithcrypto.com)

**Quick answer**

Gifts With Crypto is a CoinGate Gift Cards alternative that sells every card at face value. On 14 October 2026, five comparable CoinGate cards ran from −3.00% to +11.00% versus face value, median +4.46%. A US$20 Steam card cost US$22.20 there; ours costs US$20.00. CoinGate may require KYC above €700. We ask none up to US$1,000 per order, in BTC, USDT, USDC, ETH, SOL or LTC.

## CoinGate vs Gifts With Crypto: prices, limits and coins

|  | Gifts With Crypto | CoinGate Gift Cards |
| --- | --- | --- |
| Markup observed on 14 Oct 2026 | 0% (face value) | −3.00% to +11.00%, median +4.46% (5 cards) |
| KYC | None up to US$1,000 per order | May be required above €700 (terms § 11.3) |
| Crypto payment range | US$1,000 per order without KYC | €3 to €2,500 |
| Account needed | Yes: code delivered in your account | No: guest checkout by email |
| Coins and networks | 6: BTC, USDT (TRC-20, ERC-20), USDC (ERC-20), ETH, SOL, LTC | "70+ coins"; USDT on ERC-20 or TRC-20; USDC on Ethereum |
| Lightning | No | Yes |
| Stated delivery time | Within 24 hours of payment confirmation | "Instant delivery"; claim usually under a minute after confirmation |
| Refund policy | Full refund in the same crypto if we cannot deliver | Failed orders refunded after review, not in USDT; delivered cards non-refundable |
| Catalogue size (stated) | — | 6,000+ brands in 90+ countries |

*Prices checked on October 14, 2026.*

CoinGate prices observed on 14 Oct 2026; policies read on its help centre, terms and gift card page on 21 Oct 2026. Network fees excluded.

## CoinGate prices vs face value, card by card

| Card | Face value | CoinGate price | Markup | Gifts With Crypto price |
| --- | --- | --- | --- | --- |
| Steam US | US$20 | US$22.20 | +11.00% | US$20.00 |
| Netflix US | US$15 | US$16.50 | +10.00% | US$15.00 |
| Amazon US | US$50 | US$52.23 | +4.46% | US$50.00 |
| Google Play US | US$25 | US$24.77 (promotion) | −0.92% | US$25.00 |
| PlayStation US | US$50 | US$48.50 (promotion) | −3.00% | US$50.00 |
| Amazon Germany | €50 | US$57.94 (priced in USD) | — | €50.00 |
| Apple US | US$25 | Out of stock | — | US$25.00 |

*Prices checked on October 14, 2026.*

Promotions as shown: Google Play 2% off US$25.28, PlayStation 3% off US$50.00. Amazon Germany was priced in USD, so no markup.

## How much does CoinGate charge above face value?

From 3.00% below to 11.00% above face value, depending on the card. Steam US topped the list on 14 October 2026: US$22.20 for a US$20 card. Netflix US was +10.00% and Amazon US +4.46%.

Promotions put two cards under face value that day: PlayStation US at US$48.50 and Google Play US at US$24.77. On those two, CoinGate was less expensive than us. All rows sit in the [fee index](https://giftswithcrypto.com/data/crypto-gift-card-price-index/).

## Does CoinGate ask for KYC?

It may, above €700 per purchase, under § 11.3 of its terms. Larger crypto payments can also trigger a Travel Rule form: full name, country of residence and date of birth.

CoinGate needs no account, only an email address. We deliver codes to your account and ask no KYC up to US$1,000 per order. See our [no-KYC page](https://giftswithcrypto.com/no-kyc/).

## Where is CoinGate stronger?

- **Lightning.** Accepted, with near-instant confirmation. We take BTC on-chain only, with 2 confirmations.
- **Payment choice.** 70+ coins plus Visa, Mastercard, Apple Pay, Google Pay and SEPA. We take six coins.
- **Speed.** After confirmation, claiming a code usually takes under a minute.
- **Range.** 6,000+ brands in 90+ countries, plus mobile top-ups.
- **Promotions.** Two reference cards sold below face value on 14 October 2026.

## Where is Gifts With Crypto stronger?

- **Same price as the card.** A US$20 [Steam card](https://giftswithcrypto.com/gift-cards/steam/) is US$20.00 and a US$15 [Netflix card](https://giftswithcrypto.com/gift-cards/netflix/) is US$15.00. CoinGate added 11.00% and 10.00%.
- **More room without KYC.** US$1,000 per order, against a possible check above €700.
- **USDT refunds.** Paid but undeliverable? We return the full amount in the coin you sent, USDT included. CoinGate no longer refunds in USDT, citing MiCA.
- **Time to pay.** Our invoice lasts 30 minutes; CoinGate's typically last 15–20.

## CoinGate or Gifts With Crypto: which should you pick?

**Choose Gifts With Crypto if** you buy Steam, Netflix or Amazon cards and want to pay exactly face value. It suits on-chain payers who accept delivery within 24 hours of confirmation. See [our prices](https://giftswithcrypto.com/pricing/).

**Choose CoinGate if** you want Lightning, a bank card, one of its 70+ coins or a code within minutes. Promotions can also beat face value there, as on PlayStation US (−3.00%).

**How we compared CoinGate.** We read CoinGate Gift Cards' public product pages on 14 October 2026, one exact denomination per card, and bought nothing. Markup is (price − face value) ÷ face value, computed only when both share a currency. Displayed promotions count. CoinGate's help centre, terms and gift card page were read on 21 October 2026. Network and wallet fees are excluded for both.

Publisher: cardcrrr LLC · checked on 2026-10-21

## CoinGate alternative: common questions

### Is CoinGate more expensive than face value?

On three of five cards, yes. On 14 October 2026 it charged +11.00% on Steam US, +10.00% on Netflix US and +4.46% on Amazon US. PlayStation US and Google Play US were below face value on promotion. Our markup is 0%.

### Can I pay CoinGate with Lightning?

Yes. CoinGate's help centre lists Lightning, with fees typically under a cent. Gifts With Crypto takes Bitcoin on its main chain only, with 2 confirmations. Our [Bitcoin page](https://giftswithcrypto.com/pay/bitcoin/) walks through it.

### How much can I spend on CoinGate without KYC?

Its terms flag a possible KYC procedure once a purchase passes €700. A crypto payment can run from €3 to €2,500. Gifts With Crypto accepts orders up to US$1,000 each without KYC.

### Can I get a CoinGate refund in USDT?

No. CoinGate asks for a USDC, Bitcoin or other wallet instead, and delivered cards are non-refundable under its terms. If we cannot deliver a paid order, we refund it in the same crypto, USDT included ([refunds](https://giftswithcrypto.com/refunds/)).

### Which is faster, CoinGate or Gifts With Crypto?

CoinGate. Its code is usually claimable within a minute of confirmation, though on-chain Bitcoin may take 10–30 minutes to confirm at busy times. We deliver within 24 hours of payment confirmation, into your account.

## Sources

1. [Buy Gift Cards Online](https://coingate.com/gift-cards) — CoinGate Gift Cards (2026-10-21)
2. [Terms and Conditions for Gift Cards | CoinGate Gift Cards](https://coingate.com/gift-cards/terms-and-conditions) — CoinGate Gift Cards (2026-10-21)
3. [What are the spending limits for various payment methods?](https://support.coingate.gift/en/articles/10337751-what-are-the-spending-limits-for-various-payment-methods) — CoinGate Gift Cards (2026-10-21)
4. [Can I pay with Bitcoin Lightning Network on CoinGate Gift Cards?](https://support.coingate.gift/en/articles/14625184-can-i-pay-with-bitcoin-lightning-network-on-coingate-gift-cards) — CoinGate Gift Cards (2026-10-21)
5. [Which cryptocurrencies does CoinGate Gift Cards accept?](https://support.coingate.gift/en/articles/14625181-which-cryptocurrencies-does-coingate-gift-cards-accept) — CoinGate Gift Cards (2026-10-21)
6. [How to pay with USDT or USDC on CoinGate Gift Cards?](https://support.coingate.gift/en/articles/14625174-how-to-pay-with-usdt-or-usdc-on-coingate-gift-cards) — CoinGate Gift Cards (2026-10-21)
7. [When do I receive my gift card after paying?](https://support.coingate.gift/en/articles/14619937-when-do-i-receive-my-gift-card-after-paying) — CoinGate Gift Cards (2026-10-21)
8. [Do I need an account to buy a gift card on CoinGate?](https://support.coingate.gift/en/articles/14685977-do-i-need-an-account-to-buy-a-gift-card-on-coingate) — CoinGate Gift Cards (2026-10-21)
9. [I Am Paying with Crypto and I Have to Fill in the Form with My Personal Information](https://support.coingate.gift/en/articles/10373877-i-am-paying-with-crypto-and-i-have-to-fill-in-the-form-with-my-personal-information) — CoinGate Gift Cards (2026-10-21)
10. [What happens if my crypto payment invoice expires?](https://support.coingate.gift/en/articles/14724708-what-happens-if-my-crypto-payment-invoice-expires) — CoinGate Gift Cards (2026-10-21)
11. [I Paid with Cryptocurrency. How Do I Request a Refund?](https://support.coingate.gift/en/articles/10558669-i-paid-with-cryptocurrency-how-do-i-request-a-refund) — CoinGate Gift Cards (2026-10-21)
12. [Why Can't I Get My Refund in USDT?](https://support.coingate.gift/en/articles/10916584-why-can-t-i-get-my-refund-in-usdt) — CoinGate Gift Cards (2026-10-21)
13. [CoinGate: Steam US gift card](https://coingate.com/gift-cards/steam?currency=USD&region=US&value=20.0) — CoinGate Gift Cards (2026-10-14)
14. [CoinGate: Netflix US gift card](https://coingate.com/gift-cards/netflix?currency=USD&region=US&value=15.0) — CoinGate Gift Cards (2026-10-14)
15. [CoinGate: Amazon US gift card](https://coingate.com/gift-cards/amazon?region=US) — CoinGate Gift Cards (2026-10-14)
16. [CoinGate: Google Play US gift card](https://coingate.com/gift-cards/google-play?currency=USD&region=US&value=25.0) — CoinGate Gift Cards (2026-10-14)
17. [CoinGate: PlayStation US gift card](https://coingate.com/gift-cards/playstation?currency=USD&region=US&value=50.0) — CoinGate Gift Cards (2026-10-14)
18. [CoinGate: Amazon Germany gift card](https://coingate.com/gift-cards/amazon?region=DE) — CoinGate Gift Cards (2026-10-14)
19. [CoinGate: Apple US gift card](https://coingate.com/gift-cards/apple?currency=USD&region=US&value=25.0) — CoinGate Gift Cards (2026-10-14)
20. [Crypto gift card fee index (14 Oct 2026)](https://giftswithcrypto.com/data/crypto-gift-card-price-index/) — Gifts With Crypto (2026-10-21)

**Pay the number printed on the card** US$20 of Steam credit for US$20. Six coins accepted, no KYC up to US$1,000 per order. [Browse gift cards](https://giftswithcrypto.com/gift-cards/)

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Gifts With Crypto: Gifts With Crypto (giftswithcrypto.com) is operated by cardcrrr LLC (Delaware, USA) and sells digital gift cards at face value for BTC, USDT, USDC, ETH, SOL or LTC, with no KYC up to US$1,000 per order and the code delivered in your account within 24 hours of payment confirmation.