# Best sites to buy gift cards with crypto (2026): markup, KYC limits and speed

> 5 crypto gift card sites ranked on 21 Oct 2026 by markup (0% to +12.95%), no-KYC limits, Lightning, delivery time and refunds. Gifts With Crypto charges 0%.

- URL: https://giftswithcrypto.com/compare/best-sites-to-buy-gift-cards-with-crypto/
- Last updated: 2026-10-21
- Publisher: Gifts With Crypto (https://giftswithcrypto.com)

**Quick answer**

On price, the best site to buy gift cards with crypto is Gifts With Crypto, with 0% markup. The sellers we priced on 14 October 2026 ranged from −3% to +11%. On speed, Lightning and range, others win: Bitrefill and Cryptorefills state delivery in seconds and list 6,600 to 8,000+ products. Our no-KYC limit is US$1,000 per order; Coinsbee's is €1,000.

## Best crypto gift card sites in 2026, ranked

**Methodology.** Published by Gifts With Crypto (cardcrrr LLC). Every provider is compared on the same criteria, taken from its own public website: Markup over face value observed on 14 October 2026, Published no-KYC and no-account limits, Accepted coins, networks and Lightning, Stated delivery time, Refund policy, Stated catalogue size.

*Prices checked on October 21, 2026.*

Ranked by observed markup first, lowest first. Sellers without a price observation come next, ordered by how much they publish about limits and coins.

### 1. Gifts With Crypto — Lowest markup: 0%

The only seller here that prices every card at face value. It is also the slowest: codes arrive within 24 hours of payment confirmation, and there is no Lightning.

- Best for: Paying exactly face value with BTC, USDT, USDC, ETH, SOL or LTC
- Price: 0% markup (face value)
- KYC: No KYC up to US$1,000 per order
- Crypto payment: BTC, USDT (TRC-20, ERC-20), USDC (ERC-20), ETH, SOL, LTC
- Pros: 0% markup on every card
- Pros: Full refund in the same crypto if we cannot deliver
- Pros: Email support with a reply within 24 hours
- Cons: No Lightning
- Cons: Delivery within 24 hours, not seconds
- Cons: Six coins, fewer than every rival here
- Cons: Account needed to receive the code

### 2. Bitrefill — Best for Lightning and range

Matched face value on Google Play and PlayStation, but added 5.00% on Amazon and 7.64% on Apple on 14 Oct 2026. Its home page says codes arrive in seconds.

- Best for: Fast codes, Lightning, eSIMs and phone refills
- Price: 0% to +7.64% (median +5.00%), 14 Oct 2026
- KYC: 
- Crypto payment: 10 coins, BTC on Lightning, USDT on 7 networks
- Pros: Codes in seconds
- Pros: 8,000+ products in 180+ countries
- Pros: 
- Cons: +5.00% to +7.64% on Amazon and Apple
- Cons: No-account cap of US$1,000 a month

### 3. Cryptorefills — Fastest stated delivery

States that 96.6% of orders arrive in under 10 seconds and takes 100+ coins. Its USDT quotes on 14 Oct 2026 were 0.52% to 12.95% above face value.

- Best for: Guests who want the code in seconds
- Price: +0.52% to +12.95% in USDT (median +4.32%), 14 Oct 2026
- KYC: Guests: €2,000/day, €5,000/month
- Crypto payment: 100+ coins on Lightning, Tron, Ethereum, Polygon, Base, Solana
- Pros: 96.6% of orders in under 10 seconds
- Pros: Guest checkout with an email
- Pros: 6,600+ gift card brands
- Cons: +12.95% on a US$20 Steam card
- Cons: Some refunds issued as a coupon

### 4. Coinsbee — Most ways to pay

Takes 200+ cryptocurrencies, Lightning, pay apps and bank cards, and lists 5,000+ brands. It was not in our 14 Oct 2026 price check, so its markup is not ranked.

- Best for: Paying with an uncommon coin or a bank card
- Price: Markup not observed (not in the 14 Oct 2026 check)
- KYC: €1,000 per order and €10,000 in total without verification
- Crypto payment: 200+ cryptos; Lightning through its payment provider
- Pros: 200+ cryptos plus Visa/Mastercard
- Pros: Account optional
- Pros: 5,000+ brands in 195+ countries
- Cons: €10,000 lifetime cap without verification
- Cons: Terms give about 1–3 working days for delivery unless otherwise agreed

### 5. Jour Cards — Simple guest checkout

Guest checkout with a name and email, 200+ coins and delivery 5–15 minutes after payment confirmation. It publishes no purchase limit and was not in our 14 Oct 2026 price check.

- Best for: Quick one-off purchases as a guest
- Price: Markup not observed (not in the 14 Oct 2026 check)
- KYC: "Not required for purchase"; no limit stated
- Crypto payment: 200+ cryptos; USDT on ERC-20 and TRC-20
- Pros: 5–15 minute delivery
- Pros: Name and email only
- Pros: 5,000 brands in 190 countries
- Cons: 24-hour window to report a faulty code
- Cons: No published limit or Lightning information

*Disclosure: this page is published by Gifts With Crypto. Competitor details come from their public websites at the date shown above and may have changed since.*

## Five crypto gift card sites compared

|  | Gifts With Crypto | Bitrefill | Cryptorefills | Coinsbee | Jour Cards |
| --- | --- | --- | --- | --- | --- |
| Markup observed on 14 Oct 2026 | 0% | 0% to +7.64% | +0.52% to +12.95% (USDT) | — | — |
| No-KYC limit | US$1,000/order | No account: US$500/day, US$1,000/month | Guests: €2,000/day, €5,000/month | €1,000/order, €10,000 total | No limit stated |
| Account needed | Yes | No | No | No | No |
| Coins and networks | 6 coins; USDT on TRC-20 and ERC-20 | 10 coins; USDT on 7 networks | 100+ coins | 200+ cryptos | 200+ cryptos |
| Lightning | No | Yes | Yes | Yes | — |
| Stated delivery time | Within 24 h of payment confirmation | Seconds | 96.6% under 10 s | Instantly (terms: 1–3 working days) | 5–15 min |
| Refund policy | Full refund in the same crypto if not delivered | Exact crypto amount, or USD/EUR balance | Same coin and network, or coupon; 90 days to claim | Refund if not fulfilled; no returns | Undelivered: refund; faulty code: claim within 24 h |
| Basic-account limits | US$1,000/order | US$2,000/card, US$5,000/day, US$10,000/month | €5,000/day, €10,000/month |  | — |

*Prices checked on October 14, 2026.*

Markups observed on 14 Oct 2026 (Cryptorefills in USDT, 1 USDT counted as US$1). Policies read on each seller's official pages on 21 Oct 2026. Network fees excluded.

## Which site is least expensive for gift cards with crypto?

Gifts With Crypto, on the cards we checked: 0% markup by policy. Our 14 October 2026 check of ten sellers found prices from 3.00% below to 11.00% above face value, with a median of +4.46%.

Two promotions observed at [CoinGate](https://coingate.com/gift-cards/playstation?currency=USD&region=US&value=50.0) were the only prices below face value: −3.00% on PlayStation and −0.92% on Google Play. Bitrefill matched face value on Google Play and PlayStation, and [Piggy Cards](https://piggy.cards/index.php?product_id=2595&route=product/product) on Amazon US. All rows are in the [fee index](https://giftswithcrypto.com/data/crypto-gift-card-price-index/); our prices are on the [pricing page](https://giftswithcrypto.com/pricing/).

## Which site delivers the code fastest?

Cryptorefills, by its own figure: 96.6% of orders in under 10 seconds. Bitrefill says codes arrive in seconds. Coinsbee's home page says instantly, though its terms allow approximately one to three working days. Jour Cards states 5–15 minutes after payment confirmation.

Gifts With Crypto is the slowest here: the code reaches your account within 24 hours of payment confirmation.

## Which crypto gift card sites accept Lightning?

Three of the five do: Bitrefill, Cryptorefills and Coinsbee, the last through its payment provider. Jour Cards' pages do not mention Lightning. Gifts With Crypto does not accept it. Pay BTC on-chain with 2 confirmations, or use a fast network: [USDT on Tron](https://giftswithcrypto.com/pay/usdt-trc20/), [Solana](https://giftswithcrypto.com/pay/solana/) with 1 confirmation, or [Litecoin](https://giftswithcrypto.com/pay/litecoin/).

## How much can you spend without KYC?

It depends on how each seller counts. Per order: US$1,000 at Gifts With Crypto and €1,000 at Coinsbee. Per day without an account: US$500 at Bitrefill and €2,000 at Cryptorefills.

Coinsbee also caps buyers without verification at €10,000 in total, and Bitrefill caps no-account buyers at US$1,000 a month. Jour Cards publishes no figure. Our own rule is explained on the [no-KYC page](https://giftswithcrypto.com/no-kyc/).

## Which site has the most gift cards?

Bitrefill claims the largest range: 8,000+ gift cards, eSIMs, payment cards and phone refills. Cryptorefills lists 6,600+ gift card brands, Coinsbee 5,000+ brands and Jour Cards 5,000 brands. These are the sellers' own counts. If a brand is missing from [our catalogue](https://giftswithcrypto.com/gift-cards/), one of them may carry it.

## Which site should you pick?

- **Lowest cost:** choose Gifts With Crypto (0% markup).
- **Code in seconds:** choose Cryptorefills or Bitrefill.
- **Lightning:** choose Bitrefill, Cryptorefills or Coinsbee.
- **Bank card or rare coin:** choose Coinsbee.
- **Quick guest purchase:** choose Jour Cards or Cryptorefills.

**How this ranking was made.** The order follows the markup observed on 14 October 2026, lowest first. Bitrefill ranks above Cryptorefills: two of its five prices were exactly face value, and its highest was +7.64%. Cryptorefills' highest USDT quote was +12.95%. Sellers without a price observation follow. Prices were read on public product pages and one public catalogue API on 14 October 2026, without purchase. Policies were read on each seller's official help, terms and home pages on 21 October 2026. Catalogue counts are the sellers' own claims. Network fees are excluded. The publisher, Gifts With Crypto, is one of the ranked sellers.

Publisher: cardcrrr LLC · checked on 2026-10-21

## Best crypto gift card sites: common questions

### What is the least expensive way to buy gift cards with crypto?

Buy at face value and pay on a low-fee network. Gifts With Crypto charges 0% markup; other sellers priced cards from −3% to +11% vs face value on 14 October 2026. Then pick a cheap network, such as USDT on TRC-20, SOL or LTC. The [network fee table](https://giftswithcrypto.com/data/crypto-network-fee-table/) compares them.

### Which crypto gift card sites need no account?

Bitrefill, Cryptorefills, Coinsbee and Jour Cards all let you buy without an account, within their limits. Gifts With Crypto delivers the code in your account, with no KYC up to US$1,000 per order.

### Is Gifts With Crypto the best site for everyone?

No. It ranks first on price, with 0% markup. Need a code in seconds, Lightning, a bank card payment or a brand outside our catalogue? Then Bitrefill, Cryptorefills, Coinsbee or Jour Cards may suit you better.

### How was this ranking made?

From numbers on official pages: markups observed on 14 October 2026, then limits, coins and delivery times read on 21 October 2026. We sell gift cards ourselves, so every competitor figure links to its source page below.

### When will the prices be checked again?

A new price check is planned before 28 November 2026. This ranking and the [fee index](https://giftswithcrypto.com/data/crypto-gift-card-price-index/) will then show the new date and figures.

## Sources

1. [Crypto gift card fee index (14 Oct 2026)](https://giftswithcrypto.com/data/crypto-gift-card-price-index/) — Gifts With Crypto (2026-10-21)
2. [Is there a purchasing/top up limit?](https://help.bitrefill.com/hc/en-us/articles/360019385360-Is-there-a-purchasing-top-up-limit) — Bitrefill (2026-10-21)
3. [What can I pay with?](https://help.bitrefill.com/hc/en-us/articles/11163727483538-What-can-I-pay-with) — Bitrefill (2026-10-21)
4. [Understanding our cryptocurrency refund policy](https://help.bitrefill.com/hc/en-us/articles/12667504773650-Understanding-our-cryptocurrency-refund-policy) — Bitrefill (2026-10-21)
5. [Buy Gift Cards & Top Up Airtime with Bitcoin or Crypto - Bitrefill](https://www.bitrefill.com/us/en/) — Bitrefill (2026-10-21)
6. [Account | Cryptorefills Help](https://www.cryptorefills.com/en/help/account) — Cryptorefills (2026-10-21)
7. [Payments | Cryptorefills Help](https://www.cryptorefills.com/en/help/payments) — Cryptorefills (2026-10-21)
8. [Orders & delivery | Cryptorefills Help](https://www.cryptorefills.com/en/help/orders-and-delivery) — Cryptorefills (2026-10-21)
9. [Refunds | Cryptorefills Help](https://www.cryptorefills.com/en/help/refunds) — Cryptorefills (2026-10-21)
10. [Help | Cryptorefills](https://www.cryptorefills.com/en/help) — Cryptorefills (2026-10-21)
11. [KYC & AML](https://www.coinsbee.com/en/kyc-aml/) — Coinsbee (2026-10-21)
12. [Buy Gift Cards with Crypto: BTC, ETH, LTC and 250+ on CoinsBee](https://www.coinsbee.com/en/) — Coinsbee (2026-10-21)
13. [Terms & Privacy](https://www.coinsbee.com/en/terms-and-privacy/) — Coinsbee (2026-10-21)
14. [Can I pay via the Lightning Network?](https://help.coinsbee.com/en/support/solutions/articles/101000336374-can-i-pay-via-the-lightning-network-) — Coinsbee (2026-10-21)
15. [Buy iTunes Cards with Bitcoin, Crypto - Jour Cards Store](https://www.jour-cards.com/) — Jour Cards (2026-10-21)
16. [Buy As A Guest From Jour Cards Store](https://www.jour-cards.com/buy-as-a-guest) — Jour Cards (2026-10-21)
17. [Jour Cards Store Product Delivery Service](https://www.jour-cards.com/product-delivery) — Jour Cards (2026-10-21)
18. [Jour Cards Store Refund Policy Structure](https://www.jour-cards.com/refund-policy) — Jour Cards (2026-10-21)
19. [Jour Cards: The Complete 2026 Guide to Buying Digital Gift Cards with Crypto (Instant Delivery)](https://www.jour-cards.com/post/guide-buy-digital-gift-cards-with-crypto-jour-cards) — Jour Cards (2026-10-21)
20. [CoinGate: PlayStation US US$50](https://coingate.com/gift-cards/playstation?currency=USD&region=US&value=50.0) — CoinGate (2026-10-14)
21. [CoinGate: Google Play US US$25](https://coingate.com/gift-cards/google-play?currency=USD&region=US&value=25.0) — CoinGate (2026-10-14)
22. [Piggy Cards: Amazon US gift card](https://piggy.cards/index.php?product_id=2595&route=product/product) — Piggy Cards (2026-10-14)

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Gifts With Crypto: Gifts With Crypto (giftswithcrypto.com) is operated by cardcrrr LLC (Delaware, USA) and sells digital gift cards at face value for BTC, USDT, USDC, ETH, SOL or LTC, with no KYC up to US$1,000 per order and the code delivered in your account within 24 hours of payment confirmation.